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Green Finance: Making the Transition to a Climate-Resilient Future
A Digital Future: Financial Services and the Generation Game




Solving for opportunities and impact

Over the coming decades, Millennials and Gen Z will be the beneficiaries of some US$30trn of wealth transfer.

Infographic: The China position

China has now emerged as the world’s largest economy by purchasing power parity and is a market that investors cannot ignore. To learn more about the confidence level of institutional investor and asset owner organisations in China and the opportunities and concerns over the next 12 months, click to download the full report.

The China position: Gauging institutional investor confidence


Long-term planning can help allay Canadian investors’ concerns for the future

Planning is crucial in boosting financial well-being and protecting wealth

Key findings

A Whole New World: How technology is driving the evolution of intelligent banking in Latin America

Banking in Latin America (LatAm) is too often the preserve of those who can afford it or are willing to trust it. Historical hyperinflation, economic volatility and poor credit infrastructure means banks often overprice risk. To compensate, charges and interest rates can be high, pushing millions of potential clients out of the market.

Indeed, according to World Bank figures, two in every five Latin American workers have no bank or savings account.1 Of the unbanked in Brazil, Colombia and Peru, nearly 60% say excessive cost is the reason why they have no accounts. 

A Whole New World: How technology is driving the evolution of intelligent banking in Europe

In Europe, as in the rest of the world, technology is setting the agenda for the banking sector. This year, European respondents to The Economist Intelligence Unit’s global retail banking survey identify new technologies as the primary driver of change for retail banks, both in the coming year and up to 2025, overtaking changing customer behaviour and demands for the first time.

Unlike the rest of the world, however, technology-driven change in the banking sector is following a very particular agenda, in the short-term at least: the EU’s revised Payment Services Directive (PSD2).

A Whole New World: How technology is driving the evolution of intelligent banking in Asia-Pacific

Across the Asia-Pacific region, governments and regulators are already implementing new strategies to digitise their economies and boost social inclusion. Faster payment networks are spreading, facilitating the adoption of mobile payments and the development of open banking. With mobile payment infrastructure and services already embedded in major economies, Asia-Pacific banks are looking to the next challenge.

The end of cash: The infographic

The end of cash: Why, when and how to flick the switch

Will the 21st century see the rise of a cashless society? The introduction of credit cards, digital wallets and cryptocurrencies have led experts over the past decade to speculate on the progressive demise of physical money, with stakeholders such as banks, consumers and governments seemingly gaining from the change.

If the world went cashless tomorrow, banks may rejoice at no longer handling notes and coins, which can be counterfeited or stolen. Digital payments would also give banks and payment processors greater information on their customers’ lifestyle.



  • 年轻的高净值人士越来越全球化,他们因为教育、职业或生活方式等原因在国外居住,但他们在不同国家或地区所居住的时间,以及他们是否在不同的司法管辖区拥有居住权和投资,都给财富传承计划增加了复杂性。
  • 年轻一代往往希望将家族企业引向新的方向,创建新的部门或建立慈善机构。
  • 家族企业不一定要交由家族成员经营才能存续,但制定继任计划却是必需的。
  • 随着每一代人的成长,特别是在结婚和离异改变着家庭结构的情况下,大家族如何(或者是否)参与家族企业的经营变得越来越复杂。
  • 高净值人士通常希望实现资产多元化;年轻一代则倾向于在财富传承规划中寻求增值,而不仅仅是财富保值。


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